Let’s be honest here. At some point, we’ve splurged and spent a lot of money. Some of you might have bought a large ticket item, like a gorgeous new handbag, skincare (which can cost a bloody fortune), money on a luxurious trip or on friends, significant others or family. I know I have. I like my luxuries and I don’t feel bad for wanting the things that I want. Life is short and I don’t want to settle for second best, but I also want to be responsible with spending.
I love to travel, go to spas, shop and eat delicious food. Others like to spend on cars, electronics, make up, etc.
Last year, Tom and I got married and spent a lot on the wedding and travel. When you’re travelling, it’s not as simple to stay in and cook. If you’re social or have responsibilities, it’s difficult to save! So, how do you make sure you save and still buy the beautiful things you want?
TOP 5 TIPS FOR STAYING CURRENT & STYLISH ON A BUDGET
1) Before You Buy, Ask Yourself If You Would Regret The Purchase
Think about whether it goes with anything you own. If you have something similar in your closet already, forgo the purchase. You can spend your money on something that’s more outstanding for your closet.
2) Buy Things You Like That Are Stylish, but Are An Investment
Often, accessories like shoes and scarves, or classic pieces are great. Here, I’ve used some things that were already in my closet. The blush heels are the perfect color for my skin tone and can be paired with almost anything, so they were a great investment. I pulled out a vintage Louis Vuitton clutch with some classic blush suede pointed heels and a swing coat I got from a Canadian designer, VAWK – formerly a Project Runway Canada winner who regularly shows at Toronto Fashion Week.
3) Keep Record of Your Spending & Make Yourself Accountable
When you see the actual amount you spend on a frequent basis, you’re in much better control. Don’t wait until the end of the month to see your bill. Check on a daily basis, so you know where you’re putting your money. You can find apps for this, or you can record them in a spreadsheet. Another way is to withdraw your actual budget for the month and only spend what you withdraw.
4) Consider A Clothing Swap
Like spring cleaning, it’s a great way to purge items you don’t want anymore. At a clothing swap, you and a bunch of friends bring things that you don’t want or need from your closet anymore and each can take turns selecting items from the swap that they want to add to their closet. It’s can be a good way to mix it up.
5) Finding New Ways to Wear What You Have
If you like to wear statement jewelry, consider layering what you have already to create a unique statement look. If you love to do your hair, tie a ribbon to the end of it to create a Parisian-chic look. And, with the athleisure trend, wear your sneakers with a cool dress from your closet. The all-jeans look is also on-point, so pull out your jean shirt and ripped jeans to stay current.
I hope you’ve enjoyed these tips. What do you like to spend on? Do youave your own ways of saving for travel or goodies, please leave a comment below. I’d love to hear!
Photo credit: Rise Again BJJ