How to Remain Current & Stylish on a Tight Budget

February 1, 2016

Tips on Managing Tight BudgetLet’s be honest here.  At some point, we’ve splurged and spent a lot of money.  Some of you might have bought a large ticket item, like a gorgeous new handbag, skincare (which can cost a bloody fortune), money on a luxurious trip or on friends, significant others or family.  I know I have.  I like my luxuries and I don’t feel bad for wanting the things that I want.  Life is short and I don’t want to settle for second best, but I also want to be responsible with spending.

I love to travel, go to spas, shop and eat delicious food.  Others like to spend on cars, electronics, make up, etc. 

Last year, Tom and I got married and spent a lot on the wedding and travel.  When you’re travelling, it’s not as simple to stay in and cook.  If you’re social or have responsibilities, it’s difficult to save!  So, how do you make sure you save and still buy the beautiful things you want?


1) Before You Buy, Ask Yourself If You Would Regret The Purchase

Think about whether it goes with anything you own. If you have something similar in your closet already, forgo the purchase.  You can spend your money on something that’s more outstanding for your closet.

Tips Managing a Tight Budget

Tips on Managing a Tight Budget

2) Buy Things You Like That Are Stylish, but Are An Investment

Often, accessories like shoes and scarves, or classic pieces are great. Here, I’ve used some things that were already in my closet. The blush heels are the perfect color for my skin tone and can be paired with almost anything, so they were a great investment. I pulled out a vintage Louis Vuitton clutch with some classic blush suede pointed heels and a swing coat I got from a Canadian designer, VAWK – formerly a Project Runway Canada winner who regularly shows at Toronto Fashion Week.

stylish on a budgetTop Tips on Managing a Tight Budget3) Keep Record of Your Spending & Make Yourself Accountable

When you see the actual amount you spend on a frequent basis, you’re in much better control.  Don’t wait until the end of the month to see your bill.  Check on a daily basis, so you know where you’re putting your money. You can find apps for this, or you can record them in a spreadsheet.  Another way is to withdraw your actual budget for the month and only spend what you withdraw.

Top Tips Managing a Tight BudgetStyle on Budget

4) Consider A Clothing Swap

Like spring cleaning, it’s a great way to purge items you don’t want anymore. At a clothing swap, you and a bunch of friends bring things that you don’t want or need from your closet anymore and each can take turns selecting items from the swap that they want to add to their closet.  It’s can be a good way to mix it up.

5)  Finding New Ways to Wear What You Have

If you like to wear statement jewelry, consider layering what you have already to create a unique statement look.  If you love to do your hair, tie a ribbon to the end of it to create a Parisian-chic look.  And, with the athleisure trend, wear your sneakers with a cool dress from your closet.  The all-jeans look is also on-point, so pull out your jean shirt and ripped jeans to stay current.

I hope you’ve enjoyed these tips.  What do you like to spend on? Do youave your own ways of saving for travel or goodies, please leave a comment below.  I’d love to hear!

You can also follow me on Bloglovin♥, find me on Twitter or Instagram.

Outfit details: Coat by Vawk. Shoes by Giorgio Armani, similar here. Clutch by Louis Vuitton. Sunglasses by Fendi.  Pants by Zara.

Photo credit: Rise Again BJJ

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  • Shannon Sage February 1, 2016 at 4:11 pm

    It’s like you wrote this post for me!! This is something I struggle so hard with! I love how you said to make investments! Nothing is worth than spending money on crappy clothes over and over again!! Thanks for this!:)

    • miki February 1, 2016 at 5:01 pm

      Thanks so much for your sweet comment! I’m so happy to know it relates to you. 🙂 Xo, Miki

  • Ella Pinto February 3, 2016 at 12:03 pm

    This post is so so so lovely! And so on point. For example, I know I’m a sucker for clothes and food and books, but I also know that above anything else I should stick with spending less than I have so I can save up what’s left at the end of the month and maybe invest in something else in the future. I think, one thing I learned throughout last year, is that quality is much better than quantity. And at times, I feel like people over look this! Even though I’m in a job I don’t like, getting paid nearly to nothing, and don’t get much money at the end of the day to splurge on everything I wish, I also know that I own nice things exactly because I know that, it might take me 6 months to save up, but I do, and I invest in things I truly love and won’t regret.

    Such a lovely lovely post!!!
    Ella x

    • miki February 5, 2016 at 12:09 am

      That’s so true, and great books are such a wonderful investment. You can learn so much, let your imagination run wild and get so much entertainment from a good book – whether it’s mystery, entrepreneurial, fiction, etc. 🙂 I hope you end up finding a job you love and get paid well soon! After all, that’s the dream worth making into reality, isn’t it? 🙂

  • Rita February 4, 2016 at 2:54 am


    This is a really nice look!
    You look beautiful!


    • miki February 4, 2016 at 11:57 pm

      Thank you so much for your sweet comment! 🙂

  • Crissy February 4, 2016 at 5:19 pm

    Good tips Miki! It’s all a balance when it comes to finding a happy medium of staying stylish without breaking the bank! I’ve been trying to be better about not spending too much money & re-styling pieces from past season. I’ve also been shopping more at outlets recently and that has saved me quite a lot of money! Great post! Looking forward to the next one!


    • miki February 4, 2016 at 11:56 pm

      Outlet malls are a great way to save, especially if you’re as good as a bargain hunter as you are. 🙂 I often find there’s such a large selection on sale that it’s hard to make a decision on which thing to get, so I get stuck in a store about an extra 30 minutes or more. lol Thanks for stopping by and for sharing! So glad it relates to you, too.

  • sofaundermapletree February 4, 2016 at 10:22 pm

    I agree with your tips!
    I also find it helpful to take time to think before a purchase. Sometimes it makes you see more clearly. I think everyone has bought sth that they regret as soon as you reach home.

    • miki February 4, 2016 at 11:52 pm

      Haha. I know I have, too! Sometimes I get excited about a sale and buy something I want to return. Or, I only wear once or twice and it sits in the closet. Now that I am being more selective, my closet looks more organized and things mix and match better. 🙂
      Thanks so much for your comment!

  • Chris February 12, 2016 at 10:25 am

    You’re tips are great! I especially like the advice to swap outfits. It’s also amazing how you can come up with a new outfit by mixing and matching what you already have in your closet.
    I love the photos on your site.

    • miki February 12, 2016 at 4:04 pm

      Thanks so much for the sweet comment! 🙂 Layering and mixing and matching is an art. Finding new ways to wear things can be so much fun though. Xo, Miki

  • Leta March 3, 2016 at 1:01 pm

    Awesome look!

    Your daily inspiration and motivation on

    • miki March 6, 2016 at 11:47 am